Very simply for one to be held liable you need to have two certainties:
- There has been a loss (whether financially, human impairment/death etc)
- You are at fault (due to proven negligence, gross misconduct etc)
One cannot be held liable if there’s been a loss but no fault or visa versa. Also often there is a grey area when it comes to fault and more often than not an investigative process will need to followed before any claim can be confirmed. Atta24 will guide you through these processes and bring in appropriate legal council.