Conferencing & Events

We provide an innovative range of insurance cover solutions to risk management exposures commonly encountered by meeting, incentive, conference and event service providers in the business tourism industry. This product can be utilised for music concerts, exhibitions and major sporting events, such as Mountain Bike (MTB) races and open golf tournaments.

Daily Cover

Daily cover is a unique web-based facility that provides insurance cover on a day-by-day basis for General Public Liability (with indemnity limits of R5 or R10 million) and Passenger Liability (with indemnity limits of R5, R10 or R20 million).

This Daily cover is available whenever you need it, for as long as you need it, and at any time - day or night. This insurance cover is invaluable to operators who hire-in or only transport groups on an ad-hoc basis, such as tour guides, field guides and tour operators, as well as their tourist clients who hire motorcycles or engage in extreme sport activities, as supplementary insurance cover to their travel insurance.

This daily cover facility is essential for self-employed tourist and field guides who are exposed to risks of injury when conducting tours. This type of insurance cover is important as passenger liability insurance only manages to cover the fare-paying passengers and not the guide or the driver.

F&B Cover(Food and Beverage)

In the hospitality insurance sector, one size does not fit all. The nature of a hospitality insurance business in particular is unique, and so are the risks. Be sure the broker you choose can identify and address your specialized needs and protect your business, your staff and your customers.

We offer hospitality insurance products specially designed for businesses such as restaurants, cafes, coffee houses and establishments that provide catering and dining services.

Fire and Allied Perils

Fire and Allied perils can be structured to suit hospitality establishments that are constructed using unconventional materials such as thatch, canvas, wood or local materials typically found in bush lodges, beach lodges or safari tented camps. Alternatively an insurance policy may be structured to suit hospitality establishments that are constructed using standard buildings such as ‘brick under tile’ typically found in country inns, hotels, guest lodges and guest houses.

Fire and Allied perils cover may also be structured to suit private residences or purpose built facilities operating as B&B’s that provide standard services to paying guests, but which do not offer activities.

In addition to catering for the owner’s specific requirements, SATIB’s comprehensive asset protection plan will always include insurance cover against natural element perils such as fires, storms, wind, cyclones and flooding, including subsidence and landslip. Our standard extensions, which are included at no extra cost, have been developed to ensure that when your insurance company needs to respond quickly to a fire and allied perils claim, you are not faced with a dilemma.

Golf

Golf Buildings, Greens and Fairways Cover – A comprehensive golf cover including buildings, contents, plant, equipment and extended for damage greens, liability, loss of tourism and damage to property during construction. These are some of the key features to this arguably widest golf course cover in Africa.

LetSure

As the liability section of domestic policies do not respond, should there be financial gain, LetSure Public Liability insurance has been created for the owners of privately owned accommodation, such as self-catering holiday homes, apartments, or even privately-owned houses rented out (for financial gain) to tourists for short period holiday accommodation. LetSure is a brand that will assist you with it all.

Liability and Professional Indemnity

SATIB can provide both General Public Liability and Professional Indemnity insurance. This cover protects your legal liability arising from the death of, or bodily injury to, any guest or damage to their property, and subsequent claims for financial compensation that may be instituted against you as a result of your negligence, errors or omissions.

An important extension to the Liability and Professional Indemnity insurance policy is that the defence costs are not capped and will have a cover of up to the full indemnity limit.

Another unique feature of the Liability and Professional Indemnity insurance is that the policy also covers negligent acts incurred by your appointed subcontractors.

Transport

This transport insurance product is designed to offer appropriate transport risk protection for tourism transport providers for fare-paying passengers on an annually renewable basis. Motor (game viewing, shuttle, transfer and coach vehicles), marine (yacht, ski-boat, houseboat, canoe and rafts) and aviation (fixed wing, rotor wing and hot air balloons) passenger liability are covered by this transport insurance policy.

Motor: Complete wheels transport insurance cover for tour operators, coach operators, overland, transfer and game viewing vehicles used in the transportation of tourists.

Marine: Provides comprehensive transport insurance on hulls, motors, furnishings and all equipment on any marine vessel, utilized on ocean or inland waters for private or commercial use, Additional transport insurance covers include road transit and trailers.

Aviation: Transport Insurance includes the Aircraft Hull, Pilots Deductible cover, Pilots Personal Accident cover, Excess Passenger and Third Party Liability, Airport Owners and Operator Liability, Non-ownership Liability, Breach of Warranty and Landing Strip Liability.