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Liability Cover
SATIB can provide both General Public Liability
and Professional Indemnity insurance. This protection covers your legal liability arising from
the death of, or bodily injury to, any guest or damage to their property and subsequent claims for financial
compensation that may be instituted against you as a result of your negligence, errors or omissions.
An important extension to this policy is that the legal defense costs are not capped and will be
covered up to the full indemnity limit. Another unique feature is that the policy also covers negligent acts incurred by your appointed
subcontractors.
| STANDARD EXTENSIONS |
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Guests' personal effects
All subcontractors
Property owner's liability
Employer's liabillity
Legal defense costs
Cross liabilities
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Food and drink poisoning
EC Directive
Spread fire liability
Emergency assistance
Indemnity to principals
Wrongful arrest
Breakout of wildlife /
relocation costs
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This unique web-based facility provides insurance cover on a day-by-day basis
for General Public Liability (with indemnity limits of
R5 or R10 million) and
Passenger Liability (with indemnity limits of R5, R10 or R20 million).
This cover is available whenever you need it, for as long as you
need it and at any time - day or night. This cover
is invaluable to operators who hire-in vehicles or
only transport tour groups on an ad-hoc basis such
as Tour Guides, Field Guides
and Tour Operators, as well as their tourist clients
who hire motorcycles or engage in extreme sport activities,
as supplementary cover to their travel
insurance.
This facility is essential for self-employed
tourist and field guides who are exposed to risks
of injury when conducting tours. This type of cover is important
as Passenger Liability
Insurance only covers the
fare-paying passengers and not the guide or the
driver.
As the liability section of domestic policies do not respond should there be financial gain, LetSure Public Liability Insurance has been developed for
owners of privately owned accommodation, such as self-catering holiday homes, apartments and even privately-owned houses that are rented out
for financial gain to tourists for short period holiday accommodation.
AdvenSure is the first Public Liability insurance facility that specifically caters for the adventure tourism industry. It provides Public Liability cover to tour operators and extreme sport providers who engage tourists in extreme adventure activities.
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Professional Indemnity insurance protects Tour Brokers, Booking Agents, Travel Agents and Property Letting Agents
from potentially catastrophic litigation caused by charges of professional negligence, errors and omissions or failure to perform their professional duties.
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Cover Options
SATIB clients can purchase subsidised emergency medical bags that contain level
3 first-aid items.
SATIB24 is a value-added service attached to all client insurance policies to assist
in managing emergency incidents. It consists of access to a team of experts for
incident management services and additional financial cover for defined expenses
that may be incurred.
As a service to clients, SATIB can facilitate domestic insurance cover as well as
home owners, householders and personal use vehicle insurance.
SATIB can also facilitate commercial insurance cover for clients non-tourism related
business ventures.
SATIB clients are afforded free risk assessments undertaken by TRMA fire specialists
wherein mandatory compliance requirements are recommended which, if applied, would
result in favourable premium ratings.
Wildlife Risk Management (+)
SATIB clients are afforded advice on risk management issues pertaining to the breeding
and translocation of wild animals through its specialist Wildlife division.
WEB
Provides insurance cover on a day-by-day basis for General Public Liability (indemnity
limits of R5 or R10 million) and Passenger Liability (indemnity limits of R5, R10 or
R20 million). www.dailycover.co.za
LETSURE Public Liability insurance for privately-owned accommodation let to tourists
for financial gain. AdvenSure The first Public Liability insurance facility that
specifically caters for the adventure tourism industry. ProSure Professional Indemnity
insurance for tour brokers and booking agents, travel agents and property letting
agents. Covers potentially catastrophic litigation caused by charges of professional
negligence, errors and omissions or failure to perform professional duties. www.letsure.co.za
Secure digital insurance portfolio via SATIBs intranet 24/7.
Monthly newsletter sent via e-mail on the latest tourism and risk news.
Annual subscription to the Tourism Tattler Trade Journal.
SATIB regularly prints informative booklets on risk and insurance issues. Copies
can be requested for distribution.
Tourism Insurance Compliant Seal of Approval - SATIB Certified seal of approval
logo available on request for use on marketing material. Website version features
informative pop-up window.
Wildlife Risk Management (+)
Wildlife Risk Management provides a comprehensive service for the insurance of wildlife
and risks associated with the wildlife conservation industry in Africa. Cover options
include; Breeding Facilities, Capture Risks, Transit Risks, Veld or Boma Risks,
Break-out Cover, Dart Safaris / Green Hunts, Catastrophe Risks, Aquaculture Cover,
Liability Cover.
SATIB Africa has operational branch offices in Gaborone, Botswana and Lusaka, Zambia,
and correspondent offices in Kenya, Mozambique, Namibia, Tanzania and Zimbabwe.
Tourism Risk Management Administrators (TRMA) provide health and safety compliance
advice relating to fire risks in the hospitality sector, vehicle risks in the tourism
transport sector and specialised liability risks in the general tourism industry.
Africa SAFE-T provides medical solutions that work in the context of the game lodge,
wilderness adventure operator and other hospitality destinations that typically
lack reliable or accessible medical services, primarily because of their remote
locations.
Lodgeical Hospitality Consultants are hospitality specialists consulting to the
lodge industry with extensive experience in on-the-ground management of lodges in
Africa.
Y-I.T. offers specialist services and products to meet its clients business needs
and requirements including I.T. services, ISP services, peer-to-peer networks, high-end
server solutions and sales.
The official tourism trade journal of The Southern Africa Tourism Services Association
(SATSA). The Tattler is published on alternate months, six times a year and is distributed
to over 9,000 tourism product owners and decision makers throughout Africa and abroad.
Digital Africa is a full-service graphic design studio specialising in design and
pre-press production for the tourism and wildlife industry.
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