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Hospitality Cover

F & B SureFire and Allied Perils Cover

In the hospitality sector, one size does not fit all. Tourists’ needs vary widely in terms of accommodation and facility requirements and venue owners adapt their facilities to meet those needs. Likewise, one insurance policy cannot provide a comprehensive risk transfer solution that caters for the broad needs of the hospitality industry. For this reason, SATIB provides insurance cover that is as focused and unique as each owner’s venue and aspirations.

SATIB’s Fire and Allied Perils Insurance Cover can be structured to suit hospitality establishments that are constructed using unconventional materials such as thatch, canvas, wood or local materials typically found in Bush Lodges, Beach Lodges or Safari Tented Camps.

Alternatively, an insurance policy may be structured to suit Hospitality establishments that are constructed using standard building materials such as ‘brick under tile’ typically found in Country Inns, Hotels, Guest Lodges and Guest Houses.

Cover may also be structured to suit private residences or purpose built facilities operating as B&B’s that provide standard services to paying guests but which do not offer activities.

In addition to catering for owner’s specific requirements, SATIB’s comprehensive asset protection plan will always include cover against natural perils such as fires, storms, wind, cyclones and flooding, including subsidence and landslip. Our standard extensions, which are included at no extra cost, have been developed to ensure that when your insurance company needs to respond quickly to a claim, you are not faced with a dilemma.