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Hospitality Cover
In the hospitality sector, one size does not fit all. Tourists’ needs vary widely in terms of accommodation and facility requirements and venue owners adapt their facilities to meet those needs. Likewise, one insurance policy cannot provide a comprehensive risk transfer solution that caters for the broad needs of the hospitality industry. For this reason, SATIB provides insurance cover that is as focused and unique as each owner’s venue and aspirations.
SATIB’s Fire and Allied Perils Insurance Cover can be structured to suit hospitality establishments that are constructed using unconventional materials
such as thatch, canvas, wood or local materials typically found in Bush Lodges, Beach Lodges or Safari Tented Camps.
Alternatively, an insurance policy may be structured to suit Hospitality establishments that are constructed using standard building materials such as ‘brick under tile’ typically found in Country Inns, Hotels, Guest Lodges
and Guest Houses.
Cover may also be structured to suit private residences or
purpose built facilities operating as B&B’s that provide standard services to paying guests but which do not offer activities.
In addition to catering for owner’s specific requirements, SATIB’s comprehensive asset
protection plan will always include cover against natural perils such as fires, storms, wind, cyclones and flooding, including subsidence and landslip. Our standard extensions, which are included at no extra cost, have been developed to ensure that when your insurance company needs to respond quickly to a claim, you are not faced with a dilemma.
F&B Sure is an "all-in-one" insurance programme that caters to the specific needs of Restaurants, SportsClubs, Country Clubs and Catering Companies. The product can be
structured to suit group schemes such as restaurant chains and associations to facilitate
bulk premium discounting. This package covers property damage, as well as loss of business
income due to license loss, theft of assets and stock. The policy also covers property liability and employers liability.
STANDARD EXTENSIONS
SATIB24 Crisis Call
Claims preparation costs
Deterioration of stock
Debris removal
Property owners liability
Loss of rent
Accounts receivable
Prevention of access
Suppliers extension
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OPTIONAL COVERS
Money
Computer equipment
All risks
Fidelity guarantee
Machinery breakdown
Goods in transit
Contents cover
Accidental damage
Office contents
Business interruption
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In the hospitality sector, one size does not fit all. Tourists’ needs vary widely in terms of accommodation and facility requirements and venue owners adapt their facilities to meet those needs. Likewise, one insurance policy cannot provide a comprehensive risk transfer solution that caters for the broad needs of the hospitality industry. For this reason, SATIB provides insurance cover that is as focused and unique as each owner’s venue and aspirations.
SATIB’s Fire and Allied Perils Insurance Cover can be structured to suit hospitality establishments that are constructed using unconventional materials such as thatch, canvas, wood or local materials typically found in Bush Lodges, Beach Lodges or Safari Tented Camps.
Alternatively, an insurance policy may be structured to suit
Hospitality establishments that are constructed using standard building materials such as ‘brick under tile’ typically found in Country Inns, Hotels, Guest Lodges and Guest Houses.
Cover may also be structured to suit private residences or purpose built facilities operating as B&B’s that provide standard services to paying guests but which do not offer activities.
In addition to catering for owner’s specific requirements, SATIB’s comprehensive asset protection plan will always include cover against natural perils such as fires, storms, wind, cyclones and flooding, including subsidence and landslip. Our standard extensions, which are included at no extra cost, have been developed to ensure that when your insurance company needs to respond quickly to a claim, you are not faced with a dilemma.
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Cover Options
SATIB clients can purchase subsidised emergency medical bags that contain level
3 first-aid items.
SATIB24 is a value-added service attached to all client insurance policies to assist
in managing emergency incidents. It consists of access to a team of experts for
incident management services and additional financial cover for defined expenses
that may be incurred.
As a service to clients, SATIB can facilitate domestic insurance cover as well as
home owners, householders and personal use vehicle insurance.
SATIB can also facilitate commercial insurance cover for clients non-tourism related
business ventures.
SATIB clients are afforded free risk assessments undertaken by TRMA fire specialists
wherein mandatory compliance requirements are recommended which, if applied, would
result in favourable premium ratings.
Wildlife Risk Management (+)
SATIB clients are afforded advice on risk management issues pertaining to the breeding
and translocation of wild animals through its specialist Wildlife division.
WEB
Provides insurance cover on a day-by-day basis for General Public Liability (indemnity
limits of R5 or R10 million) and Passenger Liability (indemnity limits of R5, R10 or
R20 million). www.dailycover.co.za
LETSURE Public Liability insurance for privately-owned accommodation let to tourists
for financial gain. AdvenSure The first Public Liability insurance facility that
specifically caters for the adventure tourism industry. ProSure Professional Indemnity
insurance for tour brokers and booking agents, travel agents and property letting
agents. Covers potentially catastrophic litigation caused by charges of professional
negligence, errors and omissions or failure to perform professional duties. www.letsure.co.za
Secure digital insurance portfolio via SATIBs intranet 24/7.
Monthly newsletter sent via e-mail on the latest tourism and risk news.
Annual subscription to the Tourism Tattler Trade Journal.
SATIB regularly prints informative booklets on risk and insurance issues. Copies
can be requested for distribution.
Tourism Insurance Compliant Seal of Approval - SATIB Certified seal of approval
logo available on request for use on marketing material. Website version features
informative pop-up window.
Wildlife Risk Management (+)
Wildlife Risk Management provides a comprehensive service for the insurance of wildlife
and risks associated with the wildlife conservation industry in Africa. Cover options
include; Breeding Facilities, Capture Risks, Transit Risks, Veld or Boma Risks,
Break-out Cover, Dart Safaris / Green Hunts, Catastrophe Risks, Aquaculture Cover,
Liability Cover.
SATIB Africa has operational branch offices in Gaborone, Botswana and Lusaka, Zambia,
and correspondent offices in Kenya, Mozambique, Namibia, Tanzania and Zimbabwe.
Tourism Risk Management Administrators (TRMA) provide health and safety compliance
advice relating to fire risks in the hospitality sector, vehicle risks in the tourism
transport sector and specialised liability risks in the general tourism industry.
Africa SAFE-T provides medical solutions that work in the context of the game lodge,
wilderness adventure operator and other hospitality destinations that typically
lack reliable or accessible medical services, primarily because of their remote
locations.
Lodgeical Hospitality Consultants are hospitality specialists consulting to the
lodge industry with extensive experience in on-the-ground management of lodges in
Africa.
Y-I.T. offers specialist services and products to meet its clients business needs
and requirements including I.T. services, ISP services, peer-to-peer networks, high-end
server solutions and sales.
The official tourism trade journal of The Southern Africa Tourism Services Association
(SATSA). The Tattler is published on alternate months, six times a year and is distributed
to over 9,000 tourism product owners and decision makers throughout Africa and abroad.
Digital Africa is a full-service graphic design studio specialising in design and
pre-press production for the tourism and wildlife industry.
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